Bond Program

Preferably 10 million USD minimum to no upper limit.

Coverage as high as 100% LTV

Highest Coverage Ratios (higher than 90%) require a Financial Guarantee.

Financial Guarantees would cost 1-5% of the total amount, based on several factors.

Bond-Raiser will underwrite the transaction — if it qualifies for a Bond and if the Financial Guarantee is necessary.

No limits of bond raises in any given year

No limits per customer

If transaction qualifies, monthly interest-only payback, or roll-up in the bond offering.

Payback depends on the project. Exit can be a re-fi, or another round of bonds.

No geographical restrictions. Applicable to US or international based businesses.

Industry-agnostic

Revenue-agnostic.

Pre-revenue businesses are eligible.

Timeframe to launch — just like any underwriting process. Total time frame 4-6 months from LOI.

There is no guarantee for success, and public bond markets will decide how much interest / appetite they have in your project / venture.

Costs and fees:

• Due Diligence Costs: after signing the Bond Raise Agreement: Customer will pay to Bond Raiser (not Payclass):

  • 25,000 – $ 50,000 USD for underwriting.

  • Plus, 50,000 – $ 150,000 USD, depending on transaction size, for bond preparation, Bond Market fees, legal expenses, etc

• Origination / success fee (due at closing): 1 to 2%, depending on the amount, complexity, etc.

• Payclass success fee (due at closing): 1%

Payclass / Capital Partners can help with Sponsor’s equity and downpayment, depending on the transaction.